Insights

Writing and commentary

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Long-term planning in a short-term world

A framework for making better decisions when markets, headlines, and emotions all want your attention at the same time.

Retirement planning is not just a rate-of-return problem

Why taxes, sequencing, spending patterns, and behavior matter as much as the portfolio itself.

Insurance is boring until it is extremely not boring

A plain-English look at what insurance is supposed to do and how people often misuse it.